New Orleans
Fast Loans | Fast Cash Loans | No Credit Check | No Credit Lender

 

Proud to Serve the New Orleans AREA

We proudly serve the vibrant city of New Orleans with fast and flexible hard money lending solutions. Whether you're a real estate investor, house flipper, or business owner in need of quick funding, our private lending services provide the financial support you need—without the red tape of traditional banks.

We understand the unique opportunities and challenges of the New Orleans market, from historic property renovations to new development projects. That’s why we offer competitive rates, streamlined approvals, and personalized service to help you secure funding fast. Our commitment to the community goes beyond lending—we’re here to support local growth and investment, ensuring that New Orleans continues to thrive.

A Legacy of Trust & Service

Established in 1958, Gulf Credit is a family-owned financial institution specializing in fast loans and alternative lending. With over 60 years of experience, we provide equity-based real estate loans to individuals and businesses who need quick, reliable funding. We serve Louisiana, Texas, and Mississippi with flexible loan options tailored to your needs.

We are a no credit lender, meaning your credit score doesn’t matter—we focus on your assets and equity.

 

PROVIDE PROOF OF FUNDS WITHIN 48 HOURS AND CLOSE YOUR LOAN WITHIN 7 DAYS OF RECEIVING A COMPLETE LOAN APPLICATION. 

CALL TODAY TO TALK TO ONE OF OUR Experienced LENDERS OR APPLY.

504-394-1990


 

What We Offer - Loan Services

Real Estate Secured Loans – Use your property’s equity to secure a fast cash loan.
Undivided Interest Loans – Borrow against your co-owned property without selling it.
Flexible Terms – Loan sizes from $25K to $1M with up to 5-year terms.

Poor credit? No problem! Gulf Credit is a no credit lender that focuses on equity, not credit scores.

 

 

Why Choose Gulf Credit?

Fast Funding – Proof of funds in 48 hours, cash in 7 days.
No Credit Check – We base loans on equity and assets, not credit scores.
No Credit Lender – We work with individuals who have poor credit or no credit.
Flexible Financing – Loans tailored for property investors, business owners, and individuals.
Proven Track Record – Serving clients for over 60 years with trust and integrity.

If you need a fast funding, no credit lender, or have poor credit, Gulf Credit can help!

 

OUR SIMPLE PROCESS

1. Fill Out Application   |   2. Get Pre-Approved   |   3. Get Deed To Property   |   4. Check Title To Be Clean   |   5. Close


Why Would You Need a Hard Money Loan?

Hard money loans offer fast cash solutions when traditional banks won’t approve you or take too long. Here are some real-life scenarios where a hard money loan is the perfect solution:

  • DescriptionA borrower owns a $200K property, but they need fast access to cash. Instead of waiting months for a bank loan, they secure a hard money loan based on 60% LTV, allowing them to quickly access funds to cover immediate financial needs. text goes here

  • A homeowner received insurance money for a damaged home but needs additional funds to rebuild and sell. They sell the house for $60K, use a hard money loan to renovate, and later resell the property for a higher profit.

  • A business owner secures a $150K line of credit using their real estate equity, providing them with financial security for unexpected expenses, investments, or business expansion.

  • A real estate investor owns multiple properties and needs $100K to acquire or renovate another investment property. With a hard money loan, they leverage their existing assets to grow their portfolio—without delays.


WHAT TO EXPECT

Loan Amount: $25,000 – $1,000,000

  • Term Length: Up to 5 years

  • Rates: Starting at 9%

  • Loan-to-Value (LTV): Up to 60%

  • Security: First Mortgage Lien

Need a fast loan? We provide quick approvals and funding within days.


 

CALL TODAY TO TALK TO ONE OF OUR Experienced LENDERS

504-394-1990
985-264-2110



ALTERNATIVE LENDING

We are always looking to partner with bankers, attorneys, accountants, REAL ESTATE AGENTS, brokers and any consultants looking for alternative financing solutions for their clientele.